What debts can you include in bankruptcy?
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Unsecured debts like personal loans, credit cards and store cards
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Debts you owe to utility companies e.g. electricity, gas, internet and phone
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Fees for services e.g. legal fees, accounting fees, medical fees
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Overdrawn bank accounts
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Shortfall on disposal of asset
If you have a secured car loan or a mortgage over a property, the asset is repossessed and you are left with a shortfall after the sale, this amount can be included in the bankruptcy